Social Security Benefit Changes for January 2026: What Is Confirmed, How Amounts Are Calculated, and What to Expect

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Headlines suggesting that Social Security benefits “just got bigger” starting January 2026 can be misleading if taken at face value. In reality, benefit amounts change only through established legal mechanisms, primarily annual cost-of-living adjustments (COLAs) and individual eligibility factors. This article explains the verified facts, how benefit increases are determined by the Social Security Administration, … Read more