social security cola 2026

Social Security Benefit Changes for January 2026: What Is Confirmed, How Amounts Are Calculated, and What to Expect

by
social-security-benefit-changes-january-2026

Headlines suggesting that Social Security benefits “just got bigger” starting January 2026 can be misleading if taken at face value. In reality, benefit amounts change only through established legal mechanisms, primarily annual cost-of-living adjustments (COLAs) and individual eligibility factors. This article explains the verified facts, how benefit increases are determined by the Social Security Administration, … Read more

Social Security February 2026 Payment Schedule: Dates, COLA Status, and What Beneficiaries Should Know

by
social-security-payment-schedule-february-2026-cola

Interest in the Social Security payment schedule for February 2026 has increased as beneficiaries look for exact deposit dates and clarity on any Cost-of-Living Adjustment (COLA) impact. To avoid confusion, it is important to understand that payment timing follows a fixed birth-date-based schedule, while COLA changes apply annually only when officially announced. This article explains … Read more